Questions about Health Insurance?
Health Insurance
You and your family’s health are the most important things in life. KCAL Insurance Agency is built on years of experience and professionalism, and has exclusive access to many health insurance companies. Our experienced and licensed health insurance agents are here for you. Looking for more information about the 2027 health insurance plan benefits and premiums? Click here to learn more. (opens in new tab)
Our Products
KCAL Insurance offers a wide range of health insurance products, ranging from newborns to the elderly. We are dedicated to helping our customers find the most suitable plans along with the most cost-effective premiums!
U.S. citizens and permanent residents may apply for health insurance with federal subsidies. Premiums and benefits are based on household size and annual household income. During the three month open enrollment period, it is vital to consult a professional agent to get the best benefits, the lowest premiums, and the most accurate subsidies and tax credits.
If you don’t want to expose your immigration status or income, you can purchase off-exchange health insurance directly from an insurance company during open enrollment period.
Adults over the age of 19 have to purchase dental insurance separately. After the waiting period, you can enjoy benefits such as dental check-ups, braces, wisdom teeth treatment, and more! Able to apply all year round.
The U.S. government provides health insurance specifically for those over the age of 65 and those with disabilities and illnesses.
Adults over the age of 19 have to purchase vision insurance separately. After the waiting period, you can enjoy benefits such as glasses, contact lenses, and more! Able to apply all year round.
For international students who are studying abroad in the United States, or families who are visiting abroad, travel insurance provides protection for emergency medical care. Maximum coverage is $2 million!
Our Services
With the complex health care system in the United States, every detail of your health requires full attention and assistance from professional insurance agents. At KCAL, we have a strong team of experienced and licensed agents ready to provide you with the most reliable service.
Consult with a Professional Health Agent | Verify Current Household Information | Select a Plan to Switch To | Simple and Fast Application | Ensure On-Time Policy Effective Date
We’ve Selected the Top Insurance Carriers for You
KCAL Insurance Agency not only represents dozens of A-rated insurance companies, but has also been honored as a VIP insurance agency for many years. Our exclusive carrier processing channels ensure fast, effective solutions for all your health insurance needs.
“COVERED CALIFORNIA,” “CALIFORNIA HEALTH BENEFIT EXCHANGE”, AND THE COVERED CALIFORNIA LOGO ARE REGISTERED TRADEMARKS OR SERVICE MARKS OF COVERED CALIFORNIA, IN THE UNITED STATES.
This website is owned and maintained by KCAL Insurance Agency, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to KCAL Insurance Agency and cannot be used to contact Covered California.