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From Individuals & Families to Businesses, Insurance for Every Need
Personalized insurance guidance to help you find the coverage that fits your needs.
From Individuals & Families to Businesses, Insurance for Every Need
Personalized insurance guidance to help you find the coverage that fits your needs.
KCAL Insurance Agency
Health Insurance
Health coverage for members of all ages in your family
Auto & Home Insurance
Products to protect you that match your needs and your budget
Group Health Insurance
Customized employee benefit plans, for happy and healthy employees
Life Insurance
Plan ahead to safeguard your loved ones
Business Insurance
Protect your business against claims and losses
Travel Insurance
Ensure peace of mind while traveling or studying abroad

Why Choose KCAL?
More Than Insurance. A Trusted Partner for the Long Run.
Multiple Insurance Options
Find the right coverage for your needs, with protection you can count on.
One-on-One Service
Personalized recommendations and coverage tailored to your unique needs.
Support Every Step of the Way
Dedicated support every step of the way, giving you peace of mind when you need it most.
Multilingual Customer Support
Support in Mandarin, English, Vietnamese, Cantonese, and more.
There is no pressure, instead are thoughtful suggestions!
I really appreciate Kimia at KCAL Insurance. She provided the most pleasant experience for me to find the right plans. There is no pressure, instead are thoughtful suggestions! Can’t say enough to recommend KCAL!
—— Reviewed by Joan Lai on Google
Helpful, Patient, and Good Price
Got a home quote for Paul and Jecci, they’re very helpful and patient. And price looks good too. Strongly recommend as they carry a lot companies.
—— Reviewed by Yimo L. on Google
The best insurance policy, and quick to respond
I have been a client of KCAL insurance for many years. I would like to thank Vanessa Tran dedicated work. Vanessa is very patient with clients. She always helps me to find the best insurance policy and always responds quickly to my questions and concerns. Lastly, I would like to thank Mr. Zhang for hiring and training such a responsible team to help everyone.
—— Reviewed by Grace Huang on Google
The service was very good, and professional in insurance knowledge
The service was very good, and she helped me answer questions for nearly an hour. She is very professional in insurance knowledge. If I come back again, I will still choose Penny to help me.
—— Reviewed by OneP LLC on Google
Profound information and many suggestions
They provide profound information and many suggestions for me to choose. THeir efficiency is remarkable, they even reply during weekends. I have been using their services for over 20 years. and I will continue using them for sure. Special thanks to Allie, Barbara, Amy, Ivy and their good service team!
—— Reviewed by Eric Chang on Google
Professional handling all types of concerns and provides several options to meet our specific needs
Being customer with KCAL for over a decade for business insurance inquiries. Agent Daphne is always prompt and professional handling all types of concerns and always provides serveral options to meet our specific needs. Definitely highly recommended.
—— Reviewed by TH on Google
Allie is efficient, knowledgeable, and incredibly helpful in addressing my medical insurance needs
Allie Chang is an exceptional insurance agent. She is efficient, knowledgeable, and incredibly helpful in addressing my medical insurance needs. Her expertise and attentiveness made the entire process smooth and stress-free. I highly recommend her services to anyone seeking reliable insurance coverage. Thank you very much, Allie!
—— Reviewed by Frances Suen on Google
For the past ten years, Michelle’s handled all of our company’s insurance needs
I highly recommend our commercial insurance agent, Michelle Lee. For the past ten years, she’s handled all of our company’s insurance needs. Michelle is always thorough and patient, helping us with any issues, big or small. 10/10 satisfaction.
—— Reviewed by Jessie Fu on Google
Katy and her team always find the best price and benefits for our employee
We’ve been with KCAL for over 15 of years now, and I’ve been working with Katy’s team on our company health insurance coverage. She and her team always responded my emails & question quickly and sorts out all issues right away. Katy and her team always try their best for our company yearly renewal plan, find the best price and benefits for our employee. Thanks a lot for their supports!
—— Reviewed by Liying Peng on Google

















































